Your Income.
Your Future.
Protect Both.
As a physician, your income depends on your ability to work. Disability insurance can provide the financial confidence you need. Contact us today to explore Guardian Life’s Exclusive GSI, Guaranteed Standard Disability Insurance, plans available to medical residents & fellows of Emory and learn more about how disability insurance can protect your income and confidence.
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Protect the investment you’ve made in yourself with this exclusive offer for Emory Medical Residents and Fellows.
DID YOU KNOW
25% of People Become Unable to Work Before Retirement Age
According to the CDC, over a quarter of Americans adults have a disability (1). Despite the fact that nearly half of the people surveyed by LIMRA in a 2024 study believed disability insurance was important, only about one in five of those respondents actually carried it (2). This statistic highlights a significant gap in financial protection for many individuals. The loss of income due to unexpected injury or illness can have devastating consequences. From depleting savings, losing assets, to creating a mountain of debt without disability insurance, individuals are forced to rely solely on personal savings or government assistance, potentially jeopardizing their financial stability and quality of life. You may think you don’t need disability insurance, that you won’t qualify, or that you cannot afford it, but after all the hard work you’ve done building this foundation for your career, isn’t it worth learning more about how to protect it?
Don’t wait until it’s too late to get protection.
(1) https://www.cdc.gov/ncbddd/disabilityandhealth/infographic-disability impacts-all.html
(2) https://www.limra.com/en/newsroom/industry-trends/2024/disability-insurance-awareness-month-protecting-your-paycheck-and-your-future
WHEN YOU APPLY WITH GSI FIRST*
you can get guaranteed issued disability insurance with discounts of up to 30% with no medical questions asked.
If you apply with another carrier and are declined coverage or receive a modified offer you will not be permitted to utilize this offer.
Complete a questionnaire and receive an offer of coverage. Different plans are available to start protecting your income today
Why apply with GSI first?
GSI guarantees coverage only to Emory Residents and Fellows who apply for our policy first. Applications with other companies that result in exclusion riders, extra ratings, or a decline make you ineligible for this special Guardian GSI offer. Don’t risk missing out on coverage, and apply with GSI first.
What does this plan cover?
This GSI plan is a true own Occupation Disability insurance plan designed specifically for physicians. The policy is non-cancellable and guaranteed renewable and can be utilized after completion of your medical training.
Is this coverage affordable?
Absolutely, Guardian is one of few providers that enable clients to acquire coverage through a graded premium structure while offering some of the most competitive discounts in the industry with physicians receiving up to
30% off specialty policies.
I’m not ready just yet. Can I talk to someone?
With Guardian you can always speak to someone happy to assist you with any questions you might have regarding this or any other service that we offer.. We pride ourselves on our accessibility and will always be a resource to our clients. Feel free to reach out through our contact form or by telephone to schedule a time to discuss your options.
OBTAIN a Monthly Benefit of Up to $7,500 monthly, with NO MEDICAL UNDERWRITING REQUIRED.
This plan is a non-cancellable, guaranteed renewable, individual policy through Guardian Life.
The GSI Program offers several key features:
Future Increase Option Rider*
Allows for an initial smaller benefit with the option to increase coverage later.
Guaranteed Coverage
No medical underwriting required; coverage is guaranteed standard issue.
Own Occupation Definition
Provides a Medical Specialty Own Occupation definition of disability.
Note: If you have been declined or offered modified terms by other disability insurance carriers (excluding Berkshire Life), you are not eligible for this program. It is recommended to apply as soon as possible.
I’m Dan Pace
I specialize in providing financial advice tailored to helping physicians navigate their financial strategies. For over 20 years, I’ve helped medical professionals like you protect not only their financial committment, but the investment they’ve made in themselves.
My brother is a physician, and I’ve seen firsthand not only the financial investment but also the incredible amount of time and effort it takes to become an MD or Doctor of Osteopathics.
He, like many of my clients, has a demanding schedule that leaves little time for managing his personal finances. That’s why it’s so important to put in place plans that continues to cover you year after year, can grow with your practice, and don’t distract you from your important work.
My firm, Certified Financial Services, is the exclusive provider of the Emory University School of Medicine Resident or Fellow Guardian Life Insurance Guaranteed Disability Insurance Plan. It’s a mouthful, but it’s also a sound and simple way you can protect yourself and your income as you begin your career. Now is the perfect time to start building a resilient financial plan for your future.
Contact me today to schedule a no-cost, no-obligation meeting with me and my team to learn more about this exclusive offer, or click the link below to fill out a pre-qualification application to get started.
Learn More about our Emory University School of Medicine Resident or Fellow
Guardian Life Insurance Guaranteed
Disability Insurance Plan
Read Plan Details & Restrictions
Complete a pre-qualification questionnaire and get instant results of which plans are available for you to start protecting your income today.
Get Coverage
Need more information?
CLICK HERE TO SCHEDULE a Meeting with me. Ask me anything and learn more about how this plan can protect your income and future.
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CA Insurance License #0I78270
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52 Forest Ave. Paramus, NJ 07652